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Want To Sell Structured Settlement Payments? It’s As Easy As 1,2,3

what is a structured settlement


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what is a structured settlement


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what is a structured settlement


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Want A Lump Sum For Your Structured Settlement Payments?

A Here is a helpful guide to sell your structured payments

Structured Settlement: a series of payments, at fixed intervals, structured by an insurance company as a result of a lawsuit settlement. Structured settlements are usually awarded for:

  • Wrongful Death– to the family of the deceased when another is liable.
  • Personal Injury– when someone is hurt, and another party is at fault.
  • Medical Malpractice– When and injury was suffered because of treatment received below industry standard.

Sometimes you will find that even though your structured settlement payments were sufficient for your needs at first. Over time you may find that your structured settlement payments are not keeping up with your financial needs. Or perhaps you wish to make a purchase which would require a larger lump sum of the money owed to you instead of the smaller periodic payments you are receiving.

Why Would You Want To Sell Structured Settlement Payments

What if you wanted to make a purchase, or emergency medical bills needed to be paid. If you sell structured settlement payments for a lump sum, it could give you the cash you need.

sell settlement

New Business

Have a new business idea? Wish you had the cash to make it happen? Sell structured settlement payments for a lump sum to cover to start up costs. Why miss a time sensitive opportunity.

selling structured settlement payments

New Home

Selling your settlement payments for a lump sum can get you the down payment, or make repairs to your current home. This is the most common reason for selling structured settlement payments.

sell payments

Pay Off Debt

Instead of making minimum payments on your credit cards which gets you nowhere, you can sell your structured settlement payments.  A lump sum can free you from costly interest payments.

selling your structured settlement payments

Pay Medical Bills

Sell future settlement payments for a lump sum to cover costly medical bills not covered by insurance. For instance many cosmetic dental services are costly, and not covered by insurance.

sell structured settlement payments for lump sum

Pay For School

According to USA Today, student loan debt has passed credit card debt, and for the first time broke 1 trillion dollars last year. If you sell structured settlement payments you can avoid joining this statistic.

structured settlement

Limitless Possibilities

Velocity Settlement Funding has helped countless clients sell billions of their future payments from structured settlements for a lump sum. The money is yours, you should be able to use it whenever you want.



How Much Cash Can I Get if I Sell My Structured Settlement?

The only way to answer this is to call and speak to one of our friendly settlement experts. Ever structured settlement payment structure is unique to the the needs of the person. Our staff is very helpful in explaining your options. once they understand more about your needs, they can tell you how much of your structured settlement you need to sell to get the cash you need.

Will I Have to Sell All My Structured Settlement Payments?

No. Actually in most cases people only need to sell part of their structured settlement future payments to get the cash they need. If you want to sell structured settlement payments, your options are:

  • You can sell part of each structured settlement payment
  • You can sell all of your remaining settlement payments
  • You can sell some of your settlement payments

Lets say I decide to sell part of each payment. I will get the lump sum of cash that I need now, and still receive scheduled payments minus what was sold.  Meaning if I was receiving $4,000 every month, and decide to sell $2,000 of that payment, I would get a lump sum now, and receive the remaining $2,000 as regularly scheduled.

Lets say I decide to sell some of my structured settlement payments. I will get the lump sum of cash that I need now. Then I would receive your regular settlement payments until the time where you sold us the remainder. Lets say I was receiving $4,000 every month for 25 years. But my needs only require me to sell 15 years of my structured settlement payments. I would sell my structured settlement payments, get the lump sum I need, and still receive my regular settlement payments for the then 10 years.

It is best to speak with one of our settlement experts. They are friendly and helpful. They will listen to your needs then help you make an educated decision about which option is best for you.

Do I Receive The Full Dollar Amount In My Lump Sum For The Payments I Sell?

When we purchase your payments, the pay schedule stays the same. You get your lump sum now, but we wait and collect your regularly scheduled payments. That being said, the value of a dollar today is not the same and the value of that same dollar in the future. To understand this more, educate yourself with The Time Value Of Money.

selling settlement payments

How Can I Sell My Structured Settlement Payments?

In order to sell structured settlement payments to get cash now, you need to sell your payments. Velocity Settlement Funding buys them and gives you a lump sum

In order for Velocity Settlement Funding to purchase your structured settlement or annuity payments, there are a few things that need to happen. We need to understand your needs. We need to offer you options. A  judge needs to approve. To sell your structured settlement payments there are 3 easy steps to follow:

  • Call Velocity Settlement Funding at 855-834-8117
  • Our helpful staff will give you options to choose, then walk you through the steps to get it approved.
  • Then you receive your lump sum of cash for your structured settlement payments.

Its that easy! Velocity Settlement Funding will be there every step of the way to make sure it goes smoothly, and the structured settlement payment sale is a success.


Sell My Structured Settlement Blog

Please note! because of the ever changing laws and different laws in different areas, Some of the info in this blog could be out-dated or incorrect. For accurate information on your specific case, please call 855-834-8117 and speak with a specialist. This call is free and informative.

Sell My Structured Settlement

Sell my Structured Settlement

A structured settlement is referred to as a negotiated and financial arrangement, where the person agrees to resolve a personal injury by receiving a part of the settlement in the form of scheduled payments, instead of a lump sum. So whenever someone is searching for “sell my structured settlement” here are few things that they must know while proceeding.

A structured settlement has become a statutory law in many countries including Canada, United States, England, Australia and lot of other countries. Structured settlements are now used as liability for different kinds of pharmaceutical cases such as litigation involving birth defects, accidents etc.

The first structured settlement was utilized in Canada for the children who were affected by Thalidomide. Selling a structured settlement include income tax and spendthrift provisions. Whenever you are looking forward to selling your structured settlement the periodic payments are going to be funded by the purchase of one or more annuities. Structured payments are also known as periodic payments, and is brought into action through a trial, known as ‘structured judgment”.

Even though you decide you wish to “sell my structured settlement“, it may seem to be a lot of work, but it’s actually pretty simple. It might often happen that structural settlements are done in order to right a wrong.  If the person who has done a wrong against someone, and is willing to settle things on their own, then they may compensate it by selling their structured settlement when they lose the case in the court. If the settlement amount is very less, then the party might pay the entire lump sum of structured payment for once and for all. Whenever this happens, the party which is at fault puts money towards an annuity that guarantees a regular structured payment over a certain amount of time.

It is always better to go for an installment payment than a single lump sum amount. This is because, a long-term payment not only guarantees a confirmed money flow over a certain amount of time, but it also prevents the odds of the entire money being spent in one go.

So, if you are looking forward to selling your structured settlement, these are the few questions that you need to clear out before you proceed.

What are the options to sell my structured settlement?

The selling of structured settlements are often reason specific, and so are the ways to sell them. Whenever you need an access to a specified amount of money, there are three ways on how you can avail them.

Sell My Structured Settlement: Partial

Selling a portion of your payments, or partial buyouts is a good way of selling structured settlements. The process guarantees that you will receive your worth amount to money flow, without losing any sort of tax benefits. You can sell a portion of a lump sum. Whether you are selling for a home loan or any kind of medical emergency, you can sell 1 to 4 annuities of yours, against an entire lump sum of money. Then once 4 years are over, the periodic payments will again be resumed.

Sell My Structured Settlement: Entire

Whenever you are planning to sell all your annuities, know that once the full term settlement is done, you will lose all your future scope of any income payments. But you will still have the access to the lump sum payoff.

Sell My Structured Settlement: Lump sum

Selling a lump sum of the structured settlement over time helps you get immediate income in large increments. This type of selling is usually done during extreme emergencies. This is a great way to sell your structured settlement as it guarantees a steady income flow along with tax advantages. Selling the structured settlements in lump sums allows you to be more specific on the amount you receive, which would then be deducted from your future payments.


How does structural settlement work?

A structured settlement means paying out a lump sum of money, you owe to someone via periodic payments. It is also referred to the money borrowed, if you are looking forward to settling loans, buying a new car, paying fees etc. If you sell your structured payment, you can earn a certain amount of time, and if you are paying it, someone, then it’s not the lump sum amount. Hence the pressure of burning a hole in your pocket while making payment won’t bother you. Some of the ways via which structural payments help are as follows:

Personal Injury:

Selling a structural settlement while paying hospital bills, or any other medical emergencies are a good way of handling a financial crisis.


In case of compensating damage by selling structured settlement is a good way of paying small amounts over a certain amount of time, rather than paying a lump sum.

Other than this, selling a structured settlementis also effective in medical malpractice, wrongful death, car or home loans etc.

So if you are in any kind of medical crisis, and looking forward to a stable source of receiving money, selling structured settlement is the best option for you.


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